Every year, September is devoted to providing a proper understanding of life insurance to families all across the globe.
Life insurance is a massive way to prevent a bad time from getting any worse than it has to. Here at GA Gerstein, it is our job to ensure everyone we sit down with knows the reassurance life insurance can bring.
What is Life Insurance?
Let's face it; none of us can live forever. As much as we wish tomorrow were guaranteed, it is not.
A life insurance policy serves as a security blanket for our loved ones after one passes on. With proper coverage, families can grieve entirely without having the financial burden a loss can bring.
What Does It Protect?
Life insurance can ensure the legacy of a loved one lives on in numerous ways.
While it can help pay for final expenses, memorial, and burial services, it is not limited to just that.
Many families experience financial hardships with the sudden loss of a working loved one. Companies like Globe Life understand this, which is why they aim to protect the incomes of these individuals.
With the right coverage, family-owned businesses can continue to operate and serve their communities, children can attend schools with their tuition covered, and mortgages can be paid off.
The list of things life insurance can provide for a policyholder and their families is evergreen, especially benefits while the policyholder is still alive. To learn more about who it can serve you, we recommend sitting down with one of our team members at the GA Gerstein Organization.
Who Is Life Insurance For?
In short: life insurance is for everyone. Regardless of marital status, dependents, occupation, bills, and more, proper coverage is important.
A common misconception is that life insurance is only useful for older generations. We are here to debunk this, as those who get policies at younger ages with good health will see lower premiums and potentially qualify for broader coverage.
If one waits until they are older, they will have to pay at higher rates.
"But I Have Insurance Through My Job..."
That's great to hear! However, it is not as concrete as you may think.
Finding a new job or getting let go jeopardizes the security of keeping that policy through your current employer.
The best part about life insurance is you can never have too much. Many individuals for coverage outside of what their employer provides, even if they have some through their work.
Ready To Learn More?
We are here to help. Globe Life American Income Division: GA Gerstein Organization is proud to serve thousands of families across the country in securing their future. Contact us today to discuss how we can serve your family and protect your tomorrow.
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